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Buy Your Next Home with PennyMac

Prequalify with a low rate BEFORE you shop.

Lock in today's low home loan rates with PennyMac, a national direct mortgage lender with over 1,000 employees. We offer competitive rates on all the most popular loan options including:

  • First-time homebuyer, low down payment options, FHA, Jumbo

Call (888) 978-2598 to speak with an experienced loan officer who specializes in home purchase mortgage loans. A quick, hassle-free conversation with a licensed loan officer can get you on your way to your new home!

Why PennyMac? Home loans are all we do.

  • You will work with a purchase loan specialist. We understand the ins and outs of home purchase loans and will deliver a seamless loan process. Get the individual attention you need by working with a PennyMac home purchase specialist.
  • Your closing date is guaranteed. We are an "in-house lender" so all processing and closing activities are done under the same roof, therefore, we can efficiently close your loan. In the unlikely case that we miss your closing date, we will refund up to $500 in closing costs.*
  • Trust is important. PennyMac is a well established, nationally licensed, direct lender.

"Outstanding Job"

"My PennyMac loan officer did an outstanding job on our loan. He put in extra effort to help close our loan quickly. He always was responsive and we never had to wait long for a response. He answered our calls even after normal work hours. I can't say enough great things about him!"

-Dave M.
Windsor, CCA

Housing Finance with PennyMac

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*Closing Date Guarantee:  If you are purchasing a home and PennyMac does not close financing by the specified date in your purchase contract, we will credit up to $500 in closing costs when the loan is closed.  This offer assumes the purchase contract closing date is at least 30 days for conventional loans or 45 days for FHA loans and that you submit a completed application to PennyMac within 5 days of signing your purchase contract.  This Offer does not apply if applicable law or investor requirements impose a required waiting period prior to closing and that waiting period prohibits us from closing by your contract closing date.  The Offer is void if the closing date is missed due to delays attributable to the customer, an unaffiliated 3rd party vendor or the seller.  Offer not available for refinance loans, co-ops, unapproved condos, residences under construction and community lending programs.

Contact Us Now
Call (888) 978-2598
or fill out the required fields*

*I hereby consent to receive autodialed and/or pre-recorded telemarketing calls from or on behalf of PennyMac at the telephone number provided above. I understand that consent is not a condition of loan consideration or approval.