Underwater? Reduce Your Payment
and Rate Today.

Take Advantage of the Government HARP Program

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Over 2 million homeowners* have refinanced under the government's Home Affordable Refinance Program (HARP). You may be eligible to refinance, even if you're "underwater" or have tried unsuccessfully to refinance before with your current lender.

HARP Eligibility: You must be current on your mortgage payments, with no 30-day+ late payments in the last six months and no more than one in the past 12 months.


Take the first step toward mortgage relief:

Speak to a PennyMac loan officer today
CALL (888) 884-8534
Monday - Friday, 7 a.m. - 6 p.m. PT
Saturday 9 a.m. - 1 p.m. PT


Take Advantage of HARP Refinance and You Could:

  • Lower your payment

  • Lower your interest rate

  • Decrease your loan term and pay off your mortgage sooner


PennyMac can help:

  • We are a national home lender that has helped thousands of homeowners improve their financial situation.

  • Our sole focus is providing affordable loan options to borrowers.

  • PennyMac employs close to 1000 dedicated home loan experts.

Call (888) 884-8534
or
Get Started Below

    

Reviews

"Outstanding job"

"My PennyMac loan officer did an outstanding job on our loan. I plan to recommend him to friends and family. I felt he put in extra effort to help close our loan quickly. He always was responsive and we never had to wait long for a response. He answered our calls even after normal work hours when we had a issue on closing the loan. He never made us feel like we were bothering him even though we did call him a lot! I can't say enough great things about him and would use him again."

-Dave M.
Windsor, CA
Sales Center Hours (PT): Monday - Friday 7 a.m. to 6 p.m. and Saturday, 9 a.m. to 1 p.m.
Equal Housing Opportunity
© 2008-2013 PennyMac Loan Services, LLC, 6101 Condor Drive, Suite 200, Moorpark, CA 93021, 818-224-7442. NMLS ID #35953 NMLS Consumer Access. Trade/service marks are the property of PennyMac Loan Services, LLC, and/or its subsidiaries or affiliates. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee #33027. Illinois Residential Mortgage Licensee #MB.6760595. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the Mississippi Department of Banking and Consumer Finance. Licensed by the New Hampshire Banking Department. Licensed by the N.J. Department of Banking and Insurance. Licensed by the Pennsylvania Department of Banking. Washington Consumer Loan License #CL-35953. For a complete listing of state licenses, please click here. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. All rights reserved
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