Over 2 million homeowners* have refinanced under the government's Home Affordable Refinance Program (HARP). You may be eligible to refinance, even if you're "underwater" or have tried unsuccessfully to refinance before with your current lender.
HARP Eligibility: You must be current on your mortgage payments, with no 30-day+ late payments in the last six months and no more than one in the past 12 months.
Take the first step toward mortgage relief:
Speak to a PennyMac loan officer today
CALL (888) 884-8534
Monday - Friday, 7 a.m. - 6 p.m. PT
Saturday 9 a.m. - 1 p.m. PT
Take Advantage of HARP Refinance and You Could:
Lower your payment
Lower your interest rate
Decrease your loan term and pay off your mortgage sooner
PennyMac can help:
We are a national home lender that has helped thousands of homeowners improve their financial situation.
Our sole focus is providing affordable loan options to borrowers.
PennyMac employs close to 1000 dedicated home loan experts.