PennyMac Customers—It's Your Turn to Refinance

Apply for the FHA Streamline Refinance Program Today—Reduce Your Payments

Now is a great time for FHA borrowers to check with a PennyMac loan expert to see if you qualify for this improved FHA Streamline Refinance Program.

The FHA Streamline Refinance is the quickest, simplest way to refinance your mortgage—even if you are underwater. Here's why:

  • No appraisal is necessary—we'll use the original purchase price, no matter what your home is worth today.
  • Credit and documentation requirements are lower—no employment, income, or credit score verification.
  • No out-of-pocket expense options are available to you (in exchange for a slightly higher rate than if you financed or paid the closing costs).
  • No prepayment penalty is required if rates go lower and you wish to refinance in the future.
  • Investment properties are ineligible.


Outstanding Job

 My PennyMac loan officer did an outstanding job on our loan. I plan to recommend him to friends and family. I felt he put in extra effort to help close our loan quickly. He always was responsive and we never had to wait long for a response. He answered our calls even after normal work hours when we had an issue on closing the loan. He never made us feel like we were bothering him even though we did call him a lot! I can't say enough great things about him and would use him again. 
— Dave M.
Windsor, CA

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