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PennyMac Customers - It's Your Turn to Refinance

Apply for the FHA Streamline Refinance Program Today - Reduce Your Payments

Now is a great time for FHA borrowers to check with a PennyMac loan expert to see if you qualify for this improved FHA Streamline Refinance Program.

The FHA Streamline Refinance is the quickest, simplest way to refinance your mortgage - even if you are underwater. Here's why:

  • No appraisal is necessary - we'll use the original purchase price, no matter what your home is worth today

  • Credit and documentation requirements are lower - no employment, income, or credit score verification

  • No out-of-pocket expense options are available to you (in exchange for a slightly higher rate than if you financed or paid the closing costs)

  • No prepayment penalty is required if rates go lower and you wish to refinance in the future

  • Investment properties are ineligible


A PennyMac Review

"My PennyMac loan officer did an outstanding job on our loan. I plan to recommend him to friends and family. I felt he put in extra effort to help close our loan quickly. He always was responsive and we never had to wait long for a response. He answered our calls even after normal work hours when we had a issue on closing the loan. He never made us feel like we were bothering him even though we did call him a lot! I can't say enough great things about him and would use him again."


-Dave M.
Windsor, CA



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*I hereby consent to receive autodialed and/or pre-recorded telemarketing calls from or on behalf of PennyMac at the telephone number provided above. I understand that consent is not a condition of loan consideration or approval.

since 2008